Enhanced annuity quotes best if you suffer ill health and smoke; not smoker annuity quotes. This will provide you with a greater retirement income and that’s really what you’re after, isn’t it. So, not only will you get smoker annuity quotes, you’ll also receive a bit extra income because of the ill health you suffer from. How much extra income you might get depends on how serious the ill health is. The more severe, the higher the enhanced annuity quotes. What I’ll do is to compare this higher annuity quote with leading standard annuity quotes, and the lowest annuity quote taken from the Financial Services Authority’s (FSA’s) online annuity rate tables.
So, if you smoke 25 cigarettes each and every day, and also have long standing diabetes, as well as taking tablets which include some to control your blood pressure and your cholesterol, as well diabetes specific medication. Perhaps you’ve recently had some form of a stroke, but are now fully recovered (fortunately) and you enjoy an active lifestyle. Here are the best enhanced annuity quotes we can provide; £4367 each year for a male aged 65 with a hard saved £50,000 pension pot, after taking tax-free cash, equivalent to £364 each and every month. The percentage return that you receive, equivalent to the actual pension annuity rate, is 8.7%. The leading standard conventional annuity rates would give £298 each month, and our quote is 22.1% better than this. The FSA’s lowest published quotes stands at £257 per month, and our quote is a hefty 41.6% better than this. A pretty good incentive, if you need one, to make sure you find yourself the best annuity quotes to maximise your income in retirement.
