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You have saved for many years
to produce a pension fund.

On reaching retirement you need
to use that fund to buy a form of annuity to provide a regular income,
or other appropriate alternative.

It is in your best interest to shop
around to find the most suitable option
for
your circumstances.

Talk to
Bank of Scotland Annuity Service.
They can shop around for you and
find you the best
annuity.

The best annuity is found for you and
explained to you. You choose to go ahead.

Bank of Scotland Annuity Service
works with
the insurance company your
pension fund is
with and
may move it to another which provides
a
larger annuity or is more suitable for your needs.

On completing the process that insurance
company then starts paying you your annuity income.

And finally. You are a happier person because
you are financially better off.
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