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Annuity RatesWhether you’re fit and healthy, suffering from poor health, overweight or a smoker, we’ll find you a higher annuity income for your retirement.
Annuity OptionsYou can add various options to your annuity to tie in with your personal circumstances. Click here for details of the options that might apply to you.
Annuity TypesIt’s important that you select the right type of annuity for your requirements. Click here for details of the various annuities available.
Smokers
Regular smokers can qualify for higher annuity rates
Criteria can vary between providers, but as a guide if you smoke 10 or more cigarettes per day (or 3 ounces of cigarette tobacco per week) and have done so for the past 10 years, you could receive higher or enhanced annuity rates. We’ve broken them down into their own category, smoker annuity rates, for ease.
You may be asked to verify that you are entitled to these increased rates, and they can make a difference of up to 25% to your retirement income. These rates can be a lot higher than standard annuity rates.
To see some example quotes and to discover just how much more retirement income might be available to you, click on smoker annuity rates.
Quotes are also shown for smokers who suffer from certain types of ill health, quite a common scenario.