Annuities For Smokers

If you smoke, insurance companies will usually offer you more retirement income than to someone in good health.

Retirement income

Criteria can vary, but as a guide if you smoke 10 or more cigarettes per day (or 3 ounces of cigarette tobacco per week) and have done so for the past 10 years, you could qualify for an increased retirement income.

You may be asked to verify that you are entitled to these increased rates, and they can make a difference of up to 33% to your retirement income. These rates can be significantly higher than standard annuity rates.

To see some example quotes and to discover just how much more retirement income might be available to you, click on smoker annuity rates.