Category Archives: Annuities for smokers
01
2012
Increasing day to day living costs for today’s retirees make it important to get the best annuity rates available. Even those who increase their income through an enhanced annuity that pays more due to ill health are finding the extra money they receive is …
19
2011
How to get a higher annuity income. My thanks to The Scotsman for this interesting article about annuity income. The article suggests that Scots aren’t always comfortable with revealing details about their health conditions, whether it’s a smoking habit, problems with high …
01
2011
Annuities for smokers could mean a much higher income in retirement. Many smokers in the UK don’t know that they are able to obtain an annuity offering higher rates specifically designed for them, and they miss out on additional income from their …
19
2011
Enhanced annuities could be the best type of pension annuities for you. An area we specialise in - enhanced annuities - these annuities are aimed specifically for individuals with any health or lifestyle conditions. You could be offered higher annuity rates compared to standard annuity rates (for those …
22
2011
Product development in the UK pension annuity market is continuing moving forward. Recent announcements that Just Retirement and Aviva are to launch their own versions of fixed-term annuities are good news. The more innovation there is in the annuity market the better, although some companies have …
19
2011
Impaired life annuities pay you an income for life in the same way as a lifetime annuity does. However, they pay a higher annuity income to those suffering with certain health conditions on the basis that they have a reduced statistical life expectancy. Health conditions include high …
08
2011
You can get higher pensions for ill health. That is, you can get a higher pension income from an annuity if you suffer from ill health. Your state of health will be taken into account when your pension income is …
07
2011
Smokers pensions. If you smoke, insurance companies will usually offer you more pension income than to someone in good health. Pensions for smokers criteria can vary, but as a guide if you smoke 10 or more cigarettes each and every …
06
2011
You can get a higher pension income for smoking, and for other aspects of your lifestyle. You can get a higher pension income if you smoke, if you’re overweight (perhaps obese), and in respect of your alcohol consumption. However, your current pension provider …
03
2011
Smoker annuity rates can be much, much higher than standard annuity rates. If you smoke and you’re in good health, you could get substantially more retirement income than a non-smoker would get, as the following table clearly shows. You could …
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