Category Archives: Open market option
09
2012
This is a brief guide to pension annuities. I am providing this because the upheavals of the financial markets we have been witnessing of late have made the whole at-retirement market much more fraught. It is aimed at providing answers to common …
06
2012
The way pension annuities are sold is costing many thousands of retirees around £1bn in lost vital future pension income, a recent report by the National Association of Pension Funds (known as NAPF) claims. The NAPF said that the difficulty lay …
05
2012
Make sure you shop around for your pension annuity when you arrange your important retirement income. You need to understand precisely what type of income will best suit you, remembering you could get a lot more if you have certain lifestyle or medical conditions. According …
04
2012
Pension annuity rates continue to be in freefall. MGM Advantage’s recent research shows pension annuity rates have fallen about 10% since June 2009, and that’s a lot in such a relatively short time period. Data in the MGM Advantage Annuity Index illustrates that average …
31
2012
You shouldn’t wait for the ABI’s new code of conduct for annuity sales if you’re looking for a higher annuity income. Many thousands of people risk a poorer retirement while the financial services industry wavers over finding better ways to help turn hard earned pension …
30
2012
When you retire it’s important you get the best annuity rates if you’re buying an annuity, and you’ve got friends in high places to help. Campaigner Baroness Greengross is going to lobby senior Government ministers about various concerns that people with smaller …
29
2012
Research shows that annuity rates fell by close to 8% during the course of 2011. As if this isn’t bad enough a recent Prudential study finds that around 25% of new pensioners actually retire in debt. Yes, retirement incomes for …
24
2012
Annuity rates are still dropping. Indeed, some industry experts are suggesting that annuity rates are in freefall, they’ve dropped that much. Annuity rates have actually fallen around 9.3% over the past three years, meaning significantly less money for people about to …
24
2012
When it comes to buying a pension annuity, there is more to shopping around than just the price, you also need to get the right type of pension annuity. Pension annuities have long been the bedrock for retirement incomes, but now …
22
2012
Whilst the ABI want people to get the best annuity rates at retirement, an important issue highlighted by the pension industry is how the whole issue might be policed – how can we make sure that insurers do the right thing and …
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