Category Archives: Open market option
02
2009
A lifetime annuity is pretty much summed up by its’ name. You purchase an annuity for your lifetime in retirement with your probably depleted hard earned pension fund, and you buy in at a rate that is fixed. But is …
02
2009
Even in these troubled times when people are delaying the purchase of an annuity because of the parlous state of their pension fund, hoping for some recovery in fund value, there is still one contract that warrants consideration. Why, and …
31
2009
Just Retirement, a provider of enhanced annuity and impaired life annuity products, has seen its’ sales dip but accelerated takeover talks. Sales fall 8.6% over the past year, according to half-year results. Annuity sales were primarily responsible for the fall in new …
29
2009
40% of retirees are missing out enhanced annuities. Yes, 4 out of every 10 retirees could boost their retirement income by more than one-fifth by taking out an enhanced annuity that reflected their health or lifestyle, or if they smoke, research has shown. Annuities …
29
2009
The delays experienced when converting a pension fund into an annuity income has long been an issue for annuity providers. However, we are witnessing improvements thanks to a coordinated approach from providers. Annuity purchase has always been the most popular option for retirees looking to …
28
2009
Well, do you? Do you know enough about your various retirement options to be able to assess which is the right one for you? Do you want to spend your depleted pension fund on a lifetime annuity? Thing is, these …
27
2009
Leading annuity provider, LV=, is urging more retirees to opt for an enhanced annuity when they retire. They say that UK retirees could be missing out on up to £56.6m of annual annuity income each year, simply by not purchasing an enhanced annuity. In …
26
2009
Retirees could be losing out on £57m by avoiding enhanced annuity contracts, new research is suggesting. Leading annuity provider, LV=’s ‘Missing Income’ report has highlighted that over 150,000 people could increase their annuity income in retirement by taking an enhanced annuity, rather than a …
25
2009
We really do need to keep an eye on what is happening around us, as we consider retirement options. Pension annuity rates have fallen heavily by around by 10% since summer last year, slashing the annuity incomes of people retiring now, research has …
25
2009
In this article we shall consider the effects negative inflation is having on pensions and annuities. First, the State Pension. This is is increased every year in line with the level of the Retail Prices Index (RPI) in September of the …


