Category Archives: Income drawdown
20
2009
The longer version of this could be: ‘There are some very important decisions to be made when it comes to retirement planning. You do have various retirement options, and don’t have to buy a lifetime annuity.’ And that really sums …
20
2009
Is it really worth you taking out a pension plan to eventually buy an annuity for your retirement income. And, why should the half of the population who cannot afford to save because their income is too low, subsidise the better off half of …
19
2009
Here we provide a guide to income drawdown, also known as Unsecured Pension (USP). These replaced the former when the rules for pensions simplification came into being in April 2006. An USP allows you to make income withdrawals from your pension pot until age 75 instead …
18
2009
There are certain important issues to consider when you start thinking about buying an annuity. One of the main ones is whether your lifestyle or your health can boost your retirement income? If you have had an illness, which could be serious, or …
15
2009
There are a number of options available to people in pension schemes, all of which will be affected in some way by the economy and they have their own advantages and disadvantages. Let us first consider the common retirement option of annuity …
15
2009
Well, what’s it to be? You do have retirement options, and this is one for those with a larger pension fund; typically over £100,000, and probably with other assets to back it up. So, might you want an income drawdown plan …
13
2009
How income drawdown works. Have you considered income drawdown as a retirement option? It does give you flexibility, and is an alternative to buying a lifetime annuity. You can choose how to take your income, within limits, and your fund remains invested. Nowadays …
12
2009
There are many types of annuities and retirement options to consider as you approach retirement, and these are a few: single-level annuity, inflation-linked annuity, joint-life or last-survivor annuity, short-term annuity, income drawdown, variable annuity, guaranteed annuity, escalating annuity, and investment-linked annuity. …
05
2009
Let’s give some thought as to how most of us go about buying our retirement income. Retirement for most people involves using the pension pot built up over many years to buy an income. However, many people think that they have to …
01
2009
Unfortunately in these troubled times, thousands of retirees are facing a 50% drop in their annuity income. Why? Because they invested in income drawdown plans and are facing a major pensions deadline which will halve their incomes. Their income drawdown arrangements must end once …


