Category Archives: Income drawdown
14
2008
It is probably a good thing to have an open mind to the alternatives of buying a pension annuity. Only around one third of people reaching the time to buy their pension annuity exercise their rights under the open market option …
13
2008
Let’s see if we can help make your pension annuity beat inflation. We’ll look at three scenarios. When it comes to tackling rising costs in retirement, the battle is hard, and that annuity may not be enough, as the elderly are often worst …
06
2008
This is a very important message to those few with pension funds of over £1.65m. They should register excess funds over £1.65m quickly or risk huge tax bills when they come to draw their pensions. Anyone with pension assets of …
05
2008
Here is a scenario about a pension annuity purchaser. He is 64 and has £75000 in a private pension, wants his annuity to help beat inflation, and is unsure which type of annuity to buy. He quite likes the idea …
27
2008
A fact about your pension annuity: Did you realise that annuities are probably one of the least popular and most misunderstood aspects of retirement among ordinary investors. There is a small minority that don’t like annuities. If you die in …
22
2008
Successive Governments have offered tax relief on contributions to and investment growth in approved pensions schemes in order that the savings produce an annuity income in retirement. This principle remains central to the simplified tax regime introduced from April 2006 …
16
2008
There are some new options to having to purchase a pension annuity at retirement. Aegon have become the first UK insurance company to issue a truly flexible annuity contract, taking its’ steer from similar US products. Here are the details …
07
2008
An alternative to an annuity. For many people, there is a part of getting to retirement that is a big disappointment; having to buy a pension annuity…having to use a hard earned pension fund to buy an annuity that does not …
04
2008
What is income drawdown, or pension drawdown? There are alternatives to taking a pension annuity when you retire. Instead of buying an annuity you could place your fund into an income drawdown plan…a plan that offers greater flexibility as to …


