Category Archives: Important considerations
30
2009
Don’t make a mistake and find yourself with low annuity rates, possibly leaving you 20% worse off in retirement. When you reach retirement it should be a time you can look forward to when you’re finally done with the daily work …
30
2009
It really doesn’t pay to delay buying that annuity. Annuity rates are set to stagnate, so now may be the right time to buy. If you are about to retire shortly, a bit of good news; annuity rates have nudged upwards just a little in the …
29
2009
Lift the jobs axe for the over-65s, demands an MP’s all-party committee. They say that employers should no longer be able to just sack older workers who want to stay on at work. And, making them finish working effectively means that they …
29
2009
I was in the pub yesterday (it’s the hot weather, you know), and I overheard an older gentleman talking to his mate, and he asked him: I’m 74 now and have a personal pension fund valued at about £20,000. My pension …
28
2009
You should really look to make the best of your leisure years, and part of this is down to securing the best retirement income, or the right annuity. You’ve spent your whole working life saving into a pension plan so that …
27
2009
Are you, perhaps, confused about enhanced annuity rates? You really needn’t be. Let’s just say you are about to retire and you are looking at the option of an annuity, and you can’t afford to take on any risk as you need to be …
26
2009
A conventional annuity is the most popular type of annuity purchased as it pays a guaranteed income for as long as you might live, no matter how long that might be. It’s the pension company that takes on the investment and longevity risk, …
26
2009
The variable annuity market has been one of the few success stories in recent times for the pensions industry, with consultants Watson Wyatt estimating sales in Q1 of this year to be £370 million. That figure is up nearly 8% on the same period of …
25
2009
Some in the pensions industry are getting concerned. Concerned that new EU rules could cut pension annuity incomes, naturally meaning reduced retirement incomes for pensioners. Not a pleasant thought. Some reports have suggested that this income could be cut by as much as …
25
2009
An explosion of product innovation is expected for UK life offices, especially in key expanding market areas such as retirement planning and that good old annuity. Life insurance companies will see around a third of their income come from products that are not yet developed, …


