Category Archives: Important considerations
15
2012
The issue of guaranteed annuity rates is important. They can make a big difference to your retirement income. Some background on guaranteed annuity rates. Before personal pension plans were launched back in 1988, those who wanted to save for their retirement …
14
2012
Might you have guaranteed annuity rates with your pension plan. If so, these annuity rates could be extremely beneficial. Hundreds of thousands of pension savers don’t realise that they are potentially sitting on valuable guaranteed annuity rates that could greatly increase their …
12
2012
The new annuities code will force insurance companies to reveal how to get the best annuity rates. These new annuities rules are being introduced to ensure insurance companies give their customers all the information necessary to purchase the most appropriate type of annuity with their …
09
2012
A new code of conduct has just been published for pension annuities. Here we explain what that means to you and how rates for pension annuities have plunged. What are annuities – they convert your hard earned pension fund into an annual retirement income which …
08
2012
It is being said that enhanced annuity rates could become the norm, but only if you receive proper advice. Enhanced annuity sales currently by premium are now equivalent to conventional annuity sales, but only if the customer receives proper advice. Sales of conventional annuities …
06
2012
The pension industry promises to make it easier for pension savers to get a better annuity when they convert their pension fund into a retirement income. The Association of British Insurers (ABI) is publishing a fresh compulsory code of conduct …
05
2012
Pension annuities and income drawdown plans are to be hit. Many thousands of retired Scots, as well as others in the UK, in pension arrangements where their pension fund remains invested have been alerted to prepare for a sharp retirement income drop when …
01
2012
Are we really facing lower pension annuity rates because of quantitative easing (QE)? Apparently, it will not have a significant impact on pension annuity rates and pensioner incomes, Charles Bean, currently deputy governor of the Bank of England claims. His comment …
28
2012
With the ongoing downward pressure on pension annuity rates, MGM Advantage reveals that an extra £86bn is needed for a comfortable retirement. It claims that if people shop around utilising their open market option effectively they can increase their vital retirement income …
25
2012
With less than twelve months before the ECJ rules on gender discrimination and annuity rates come into being, there is still some confusion as to how insurance companies should respond, according to various specialists. Insurance industry dispute resolution lawyers Clyde …


