Category Archives: Important considerations

There aren’t many competitive annuity providers in the market. The best annuity rates are only provided by as few as four or five providers and proper use of the open market option is still unfortunately lacking. The recent announcement coming …

Nigel Barlow, director of Partnership, a leading provider of enhanced annuity rates, highlights how asking additional questions about a client’s state of health can lead to further increases in retirement income. The growth of the enhanced annuity market is now well documented. From …

Lower annuity rates are a possibility for some people when they buy their annuity. How is this possible? It’s a bit of a play on words, but what I’m suggesting is that higher annuity rates aren’t available to all, there are …

An interesting article from Thisismoney.co.uk. It tells of thousands of pensioners losing out on annuity income, amounting to as much as £11,000 each, by ‘zombie’ insurance companies that hold their pension savings hostage for up to 4 months. So-called zombie insurance companies, companies no …

Detailed underwriting of annuity rates delivers better outcomes. Simple solutions to underwriting annuity rates can have some appeal but don’t really stand up to more detailed scrutiny, and, in the enhanced annuity rates market there exists ‘shallow’ underwriting – as opposed to the …