Site Index
Annuity RatesWhether you’re fit and healthy, suffering from poor health, overweight or a smoker, we’ll find you a higher annuity income for your retirement.
Annuity OptionsYou can add various options to your annuity to tie in with your personal circumstances. Click here for details of the options that might apply to you.
Annuity TypesIt’s important that you select the right type of annuity for your requirements. Click here for details of the various annuities available.
Other Products
Some alternative products to annuities to consider
There are some alternative products available to you other than having to buy a traditional form of annuity and being tied in to fixed annuity rates. However, these can be complex, and appropriate advice should be taken.These are a few of the alternatives. Click on the title for more information.
Access your tax-free cash early without buying an annuity.
A key attraction of this type of annuity or other investment-linked retirement product is the possibility of receiving annuity payments comparable to a conventional annuity at the outset, with the added potential for income increases to combat the effects of ongoing inflation (you could opt for an inflation proof annuity) and the opportunity of ‘real’ growth in the value of the underlying fund. Others to consider are a with profits annuity and a unit linked annuity.
This pays an income for life with greater flexibility over four key retirement income areas: investment, income, inheritability, and insurance.
An alternative retirement solution for those with larger pension funds.
Taking retirement on a gradual or phased basis.
For those wanting to take a more active role in investing for their retirement.
What actually happens in practice
Annuities still preferred by the majority of retiring individuals, and most retirees do at some stage make an annuity purchase, and there are a selection to choose from. Take a look at the annuity guide page for details of the various annuity types available.
