Site Index
Annuity RatesWhether you’re fit and healthy, suffering from poor health, overweight or a smoker, we’ll find you a higher annuity income for your retirement.
Annuity OptionsYou can add various options to your annuity to tie in with your personal circumstances. Click here for details of the options that might apply to you.
Annuity TypesIt’s important that you select the right type of annuity for your requirements. Click here for details of the various annuities available.
About Us
We provide service and advice you can rely on
rightannuity.co.uk is an independently run website specialising in providing good, comprehensive, and easy to follow information for individuals approaching their retirement.
We have a determination to get the message across that many retiring people can get higher annuity rates, and therefore higher incomes.
We believe this website offers first class information, but we want to go another step and make it as simple as possible for people to benefit from new found knowledge.
Many people still want to take advice on what is probably the most important financial decision they take in their later lives. Here you can obtain good, solid financial advice and information regarding the various annuity types and annuity options.
About AEGON Direct
To help you find the most appropriate retirement solution for your circumstances, rightannuity.co.uk has teamed up with AEGON Direct. They will provide you with annuity advice to help you find the most appropriate solution, especially important as we are seeing more bespoke annuity rates these days.
AEGON Direct is part of the AEGON Group. The AEGON Group are one of the world’s largest life insurance and pension companies with revenue-generating investments of £322 billion, and over 40 million customers worldwide. In the UK alone they have over £54.2 billion of revenue-generating investments and around 2 million customers.
AEGON Direct has a dedicated team based in Lytham St. Annes in Lancashire, who offer this service through the rightannuity.co.uk website, and they have a phone-based advice service with a difference; it’s personal. It is not a typical call centre with staff reading from scripts or callers having to use press button automated telephone menus.
Your own personal adviser
You will be allocated your own personal adviser at AEGON Direct. They will deal with you throughout the whole process and will take the time to listen and explain your options in a language you can understand, without using pension jargon.
It’s a simple and comprehensive service. You will receive free annuity quotes from some of the top annuity providers.
Impaired life and enhanced annuities
If you suffer from ill health and are applying for an impaired life annuity or enhanced annuity, we can offer you:
1. a dedicated telephone underwriting service,
2. immediate accurate (i.e. not just indicative) annuity quotes,
3. a 45 day quote guarantee period.
A specialist annuity helpdesk is only a (free) phone call away to help with any queries you may have.
Annuity rates do vary greatly and you should shop around
Annuity rates can vary enormously, with much higher rates available for smokers and for those with ill health. We can help you identify the best retirement solution for your circumstances.
It is very unlikely that you will have to take your annuity with your existing pension provider and the chances are that they will not offer you the most competitive deal. So, choosing the right annuity provider could result in you receiving thousands of pounds more income through your time in retirement.
To see how the service operates visit the why use us page, and to see why most people buy an annuity, see annuities still preferred. See the annuity guide page for assistance in identifying the right annuity type to match your requirements.
