About Us

rightannuity.co.uk is an independently run website specialising in providing good, comprehensive, easy to follow information, to help you make the right decisions about your retirement income.

Retirement advice

Choosing to retire is one of the biggest financial decisions in your life. All the plans you have made and the savings you have worked hard for through your working life need to be converted into an income to support you and those important to you for the rest of your life.

Any mistakes that are made in choosing the right income could last a lifetime. To make sure that any costly mistakes are avoided and you get the most you can from your retirement choices rightannuity has chosen to work alongside decide2 Limited and their specialist decide2retire team.

Decide2′s retirement team of friendly experts will take the time to work with you to ensure you make the right choices and get the most from your retirement savings.

The benefits to you of working with rightannuity.co.uk and decide2

It is your decision with our help. You’ll receive expert advice from one of our friendly advisers. You’ll have your own dedicated adviser, who will work with you through the process at pace that suits you.

You can have a real conversation, with UK-based team. There are no overseas call centres or scripts.

Your initial consultation, quotes and appointments are provided free, and all without any obligation. If you then decide that our advice benefits you, we will clearly explain any charges before you make a final decision to go ahead.

Simple and easy to use

Our convenient and easy to use service is provided via phone support, by post, and by email as required. Your appointment can be arranged at a time and place that is convenient for you without any pressure to ‘sign up today’.

Shop around

Decide2retire will look across the annuity market with the aim of getting you a better rate than your current pension company offers you.

In addition, decide2retire will help clients with certain health or lifestyle history to secure an even better income for life.

Finding the right options for you

Decide2retire will help you decide whether an annuity is right for you, or whether one of the other options may suit you better.

We will explain each of the annuity options available (joint life, escalation, guarantee’s, etc.) and help you decide which are more valuable to you and your circumstances.

Investigate your existing pension scheme

With so many different pension rules over the years creating so many different options, it can be difficult to know what you already have and what you can do with your pension plans.

Decide2retire, with your permission, will ask detailed, technical, questions directly to your pension scheme provider, and then carefully analyze them, to make sure that there are no hidden surprises (penalties or restrictions) or missed opportunities (guaranteed annuity rates, for example).

We’ll talk to you in Plain English

Pensions and retirement can be complex, so we make sure that we take the time and clearly explain everything to you in plain English, to ensure that you know what you have, and what you can do.
We take as much time as you need and will answer any questions you may have.

We’ll take care of all the paperwork

Decide2retire will do all the hard work for you. We collect all the right forms, complete them for you, and then process all the paperwork for you. Just leave everything to us.

To obtain your free, no obligation annuity quotes you can enquire online, or call us free on 0800 0124 374. One quick free phone call from you can make all the difference. We’re here Monday to Friday, 9 am to 6 pm.