Yearly Archives: 2012
26
2012
The healthy and wealthy people of the UK get lower annuity incomes when they come to retire, largely because of the increasing use of postcode annuity rates, or what’s called postcode annuities. These people approaching their retirement and living in more …
26
2012
Higher smoker annuity rates just might be the best annuity rates for you when you come to purchase your annuity. Why? Well, to put it simply, the easy answer is you must be a regular smoker to get offered smoker annuity rates. When you …
25
2012
Simply put, the best annuity rates provide you with the best retirement income if you’re buying an annuity, and getting the best annuity rates at retirement is really important. It can make a substantial difference to your retirement income and …
25
2012
The Association of British Insurers (ABI) has recently warned that a European ruling banning gender pricing in insurance, including annuity rates, could open the door for similar legislation on both age and disability discrimination. In March, 2011, the European Court of Justice …
25
2012
Perhaps we’ve found the lowest postcode annuity rates. I’ve just been reading that retired men residing in Hinton St George, Somerset can expect to live four years longer than those residing in Bootle, Merseyside, which recently ranked bottom in a survey of …
24
2012
Interesting article, this, about the potential for higher tax-free cash when you buy your pension annuity if you’re in an occupational pension arrangement. In amongst the technical papers issued by HMRC after the recent budget changes, Skandia believes it’s discovered a hidden gem. Skandia …
24
2012
MGM Advantage says the effects of EU gender ruling on annuity rates are still far from clear. Data shows that difference in the highest and lowest annuity rates differ by around 50% for men and 55% for women. Average conventional annuity rates and enhanced annuity rates …
24
2012
Standard Life offers higher annuity rates, but they’re for Sipp clients only. The insurance company is set to increase annuity rates due to clients seeing a fall in their income from drawdown plans. Standard Life has recently confirmed that it …
23
2012
Hopefully, annuity rates will improve somewhat during 2012. However, whilst that would be a good thing to happen, I can’t see annuity rates recovering in the short term. There are simply too many factors working against them. And that means that …
23
2012
Why do annuity rates vary quite so much? Annuity rates are based on various different factors – your age, your gender, your health, your lifestyle, not to mention the size of your pension fund – and they do vary greatly between …
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