Monthly Archives: December 2011
07
2011
Nearly half of the various cancers diagnosed in the UK each year are related to lifestyle. Cancer and lifestyle go together too often – over 130,000 cases in total – and many of the cases of cancer are caused by avoidable lifestyle …
07
2011
For those struggling with too low an income, paydayloans are an expensive option, and this applies to those people in work or in their retirement. R3, a body that represents professionals working with both financially troubled individuals and businesses recently interviewed …
07
2011
CPI instead of RPI for pensions is a big, big, issue. A number of trade unions have recently accused the Government of unlawfully attempting to reduce their pension costs in the battle to cut the UK’s growing financial deficit. However, that accusation has …
07
2011
Do you have a smaller pension fund? If so, there might be some good news on the horizon. Government plans which would allow thousands of individuals aged 60 or over to cash in smaller pension funds have been welcomed. Regulations will be introduced …
06
2011
I have called this article ‘Annuity rates of return’ but I could so easily have called it ‘annuity rates compared to interest rates’, because that’s what this article is about. I thought it might be interesting to compare the rates of return …
05
2011
When you come to retire you need to consider your retirement options. Here we outline six of your retirement options. First, a conventional annuity – this is the most common type of annuity. It will pay you a secure regular …
04
2011
More from Money Mail about single life annuities. They say savers are to blame for too many single life annuities being purchased instaed of the alternative, a joint life annuity. In many cases, it’s a classic case of short-sightedness, they …
03
2011
If you have a spouse or civil partner it’s important you consider a joint annuity instead of a single life annuity. Unfortunately, many widows are left penniless as two in every three couples don’t take out a joint life annuity …
02
2011
Understanding annuities is a big issue. Unfortunately, there is a distinct lack of understanding on annuities, according to MGM Advantage. Their recent survey shows that few people know enough about pensions and annuities to take advantage of enhanced annuity rates which …
01
2011
Changes to the State pension have been announced by the Government. They have confirmed that contracting-out under defined (money purchase) contribution pension schemes will actually be abolished from 6 April 2012. What does this mean? Well, after the 2011/12 tax year …
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