You can get higher enhanced annuity rates for ill health, and we’ve plenty of examples on the enhanced annuity rates page. Your medical condition(s) might not be shown, but you are able to get a good idea of the higher annuity rates you might receive. Diabetes, for example, can result in annuity rates up to 30% higher, asthma up to 10%. There are actually over 1,500 medical conditions that can be considered. Examples: Alzheimer’s, angina, arthritis, blood pressure, various cancers, COPD, cholesterol, DVT, heart attack or stroke, heart disease, kidney complaints, leukemia, liver complaints, Parkinson’s, and rheumatism.
You need to be prepared to fully disclose your medical condition(s) to get the best enhanced annuity rates. Have you had a health check recently? Did it reveal anything that might effect the annuity rates you’re offered? The average increase in annuity income from enhanced annuity rates compared to standard annuity rates is around 22%, so don’t miss out. And, annuity rates 50% higher aren’t uncommon for more serious medical problems.
