Best UK pension annuity rates and lifestyle issues and why they matter. More and more people are now eligible for higher annuity rates these days, which can have a really positive effect on annuity incomes. The term lifestyle issues refers to various factors other than just ill health that are taken into account in the calculation of pension annuity rates. Owing to these various factors, and a move towards individual underwriting, even conventional standard annuity rates aren’t standard any more.
Might you be eligible for higher annuity rates if your lifestlyle issues are taken into account? Are you a smoker; if you are, how much do you smoke? Do you drink; if so, how much alcohol do you consume? Are you of average height and weight; or might you be greatly overweight, or perhaps obese? In addition, the following factors are considered: What was your occupation whilst you worked; perhaps it was of a more manual nature? Where do you live; postcode annuities are rated on where you live. All these factors effect UK annuity rates.
If you’re eligible for higher annuity rates make sure you provide your details and don’t miss out out on a better annuity income. As there are so many factors involved in the calculation of pension annuity rates the best way to get accurate quotes, advice, and guidance is to contact us, and let one our trained advisers help you. You might find that you’re eligible for much higher annuity rates. With around 40% of people at retirement being eligible for higher pension annuity rates, shouldn’t you find out if that includes you. Many more people who are considered fit and healthy and non-smoking are now becoming eligible for these higher annuity rates.
