Well, do they? Do pension annuity rate tables show the best pension annuity rates for retirement? You see, I don’t think that they do, and I know this might actually seem a bit odd. However, it is actually a very valid question, especially if you are not too sure about precisely what you are researching and the various types of annuities and annuity options available to you. I mean, you might think you are seeing the best rates, for example, on the FSA’s comparative tables, but are you? Because you don’t really know if they are showing you everything that is available, and, take it from me, they’re not.
The whole issue of finding what you want in annuity rate tables gets even more important if you suffer from ill health, or perhaps take prescription medication regularly, or even if you are perhaps a smoker. If you fit into these categories then annuity rate tables are of no real use because such rates, enhanced or impaired life annuity rates, are not included. They are far too complex because of the various conditions that might need to be considered. You probably need to speak with a specialist annuity adviser to get the right outcome in these circumstances, but it could be worth a great deal in your retirement income.
