If you are researching annuity quotes; are smoker annuity quotes, enhanced annuity quotes, impaired life annuity quotes for you? Are you aware of the differences in these types of annuity quotes or whether or not you might be eligible for them. Enhanced annuity quotes and impaired life annuity quotes are for people with certain medical conditions or lifestyle issues. In fact, the latter quotes really apply to those unfortunate retirees with more severe medical conditions. These quotes can result in significantly improved retirement incomes than standard rated annuities. The improved retirement income could be as much as three-quarters more, that’s £300 per month more on top of a standard quote of £400 per month, than the annuity quote from your own pension provider, depending on how serious the case of ill health might actually be.
Enhanced annuity quotes and impaired life annuity quotes are higher because they are for cases where people have statistically lower than average life anticipation, as, indeed, are smoker annuity quotes. The latter can actually be up to around one-third more than the standard quote you might get from your own pension provider. Finding out whether you qualify for the improved rates is easy, all you need to do is answer some questions: (1) Are you classed as a regular smoker? (2) Do you take regular prescription medication? (3) Have you been hospitalised for an illness? If you answer “yes” to any of these, you will need to provide further detailed information for an accurate annuity quote, but it could be worth it.
