Site Index
Annuity Rates Annuity rates vary greatly between the different providers. You could be up to 30% better off in your retirement, or possibly more, by getting the right annuity rates.
Annuity Options You can tailor your annuity to suit with various options. Selecting the right options is important, and mistakes can prove costly. We can help you with your choices.
Annuity TypesThere are various different types of annuities to choose from, and it’s important you select the right annuity for your own particular set of circumstances.
This Annuity Service
Welcome to the rightannuity.co.uk website, where our aim is to help you find the best retirement income. So, if you’re planning to retire in 2010, we believe we can help you get the most out of your annuity purchase, and put more pounds into your pocket.
You could increase your retirement income by up to 30%, or more, and that means higher annuity payments every year for the rest of your life.
The service we offer you
Free quotes
We offer a free quotation service, with no obligation to take up any of our recommendations. And some good news, annuity rates have already increased this year.
Annuity advice
We’ve teamed up with AEGON Direct to offer you this service. They will provide you with annuity advice to help you find the most appropriate retirement solution. AEGON Direct is part of the AEGON Group, one of the world’s largest insurers with around 40 million customers worldwide, about 2 million in the UK alone.
The annuity quotes provided are from some of the UK’s leading annuity providers.
Using this service; your options
You can either contact us online via our free quote or enhanced annuity enquiry forms, or you can call us free on 0800 169 1256. Lines are open Monday to Friday, 8 a.m. to 8 p.m., and Saturdays, 9 a.m. to 1 p.m.
Many people prefer to call us; it’s quick, personal, confidential, and it’s free, and it saves you having to put your details online.
Important note
On 6 April this year, the minimum age for taking pension benefits is changing from 50 to 55. If you are considering taking your benefits early and you are aged between 50 and 54 you need to act extremely quickly. If benefits are not taken before 6 April 2010, the minimum pension age will be 55.
An annuity explained
An annuity uses the proceeds of your pension fund to provide you with a guaranteed income for the rest of your life. It is important that you select the right type of annuity with the right options.
Annuity rates
Annuity rates vary greatly between providers, with much higher annuity rates available for smokers, people with other lifestyle issues, and for those with ill health.
Annuity quotes
The annuity quotes we provide are free and from a panel of leading annuity providers. These annuity quotes are competitive and tailored to your individual requirements.
Pension annuities
We provide detailed comprehensive information on a range of pension annuities, and we can help you make the right choice from the various pension annuities available.
Best annuity rates
Try and get the best annuity rates for your individual set of circumstances. You could increase your retirement income by up to 30%, or even more, by securing the best annuity rates.
Pension annuity advice
Advice can be key to finding the best pension annuity, and the information and advice we provide should help you find the right type of pension annuity and a much better retirement income.
Aviva has improved its enhanced annuity rates service, where it provides online annuity quotes for advisers. It aims to make it easier for them to get the best retirement income for their clients. The provider has added certain medical questions to quotes which will enable it to identify clients who would get an improved income in retirement with an enhanced [...]
This article is all about your annuity options; best UK pension annuity rates, etc., and how you are informed as you approach retirement. First, under disclosure regulations your existing pension company is required to send retirement option letters to you in a prescribed format, both at 5 months and 6 weeks before your Selected Pension Age. There is a summary of [...]
Why should you consider this best UK pension annuity rates enquiry service? Well first you need to understand how the service offered is actually provided. Hopefully this, combined with other comprehensive information we’ve provided, will give you many good reasons to use our service and have the confidence that we can actually deliver. Once you have made initial contact with AEGON Direct, whether online or [...]
Annuity rate information
Standard annuity rates, smoker annuity rates, or enhanced annuity rates?
There are basically three types of rates available; standard annuity rates, smoker annuity rates, and enhanced annuity rates. The difference is as follows: standard annuity rates apply if you’re fit and healthy and non-smoking; smoker annuity rates apply if you’re fit and healthy and a smoker; and enhanced annuity rates apply if you suffer from ill health, whether you smoke or not.
Eligible for an enhanced annuity or an impaired life annuity?
If you suffer from ill health we can assist you with a dedicated telephone underwriting service, immediate accurate (i.e. not just indicative) annuity quotes for an enhanced annuity and an impaired life annuity, and also a 45 day quote guarantee period for both an impaired life annuity and an enhanced annuity.
You could be a lot better off by securing the best annuity rate
You should compare annuity quotes to find the best annuity rate for your individual circumstances. The best annuity rate could result in you being thousands of pounds better off over the course of your retirement.
Disclose all relevant information to get the best annuity quote
Make sure you disclose all relevant information to get the best annuity quote. This especially important if you suffer from ill health and are looking for an enhanced annuity quote.
Other information
The FSA’s annuity tables
Whilst we provide information and advice, we don’t publish annuity tables. However, the Financial Services Authority (FSA) does publish comparative annuity tables on its’ website.
Do you require additional information about annuities?
In some guidance about retirement planning you will find annuities referred to as pensions, but they often mean the same thing. For further information on annuities check out the comprehensive annuity options, annuity types, or annuity guide pages, or call us free on 0800 169 1256.
To make it easier for you to see exactly what’s available on this website we’ve created a site index page that lists all page titles, with links.